PromptMortgage
The paperwork nobody dreams about, made almost painless and explained in words that mean something.
Options laid out,
not recommended at you.
Financing is a comparison problem dressed up as a mystery. We put the real options side by side rate, term, fees, what happens in year three and let you pick with the numbers in front of you.
- Every cost on one pageRate, points, fees and the monthly figure that actually leaves your account.
- Pre-approval that holds upUnderwritten properly, so an accepted offer stays accepted.
- Plain-language paperworkIf a document needs a translator, we translate it before you sign it.
Prototype figures illustrative only.
Where mortgage actually helps
- 01
Purchase financing
First homes, next homes and the ones with a complicated deposit story.
- 02
Refinancing
Rate, term or cash-out, with a break-even date you can check yourself.
- 03
Investment lending
Portfolio and buy-to-let structures, stress-tested past the headline rate.
- 04
Self-employed lending
Two years of accounts, read by somebody who understands them.
- 05
Pre-approval
A written position you can put in front of a seller with confidence.
Four steps, no surprises
A budget, honestly
What you can borrow, and the smaller number you should probably stop at.
Options compared
Three to five real products, on one page, with total cost over your actual horizon.
Application
We assemble the file. You send documents once, not four times.
Completion
Valuation, offer, funds tracked, with the date you care about pinned.
Talk to the mortgage team.
One email, one reply, from the person who will actually handle it.